Best Pet Insurance Plan 2025
Compare the pet insurance Quotes for dogs and cats – find top coverage options and access discounts and coupons to help you save
Updated August 2025
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9.9
Best Savings: Healthy Paws
Fast and easy claims – submit via app or website and receive reimbursement (up to 90%) within ~2 business days
Coverage for the unexpected – accidents, illnesses, hereditary conditions, alternative therapies and more.
One simple customizable plan with adjustable deductible (e.g., $250–$1,000) and reimbursement levels (70–90%), 30‑day refund option
Unlimited lifetime coverage for accidents, illnesses, cancer, emergencies, hereditary and chronic conditions – no payout caps
9.7
Highly Rated: Fetch Pet Insurance
Unmatched coverage for accidents, illnesses, hereditary conditions, dental, behavioral therapy, + more—all under a single plan
Covers any vet in the U.S. or Canada, including specialists and emergency clinics – no network restrictions
Quick, user-friendly claim process – submit via app or web, with reimbursements in just 2–15 days via direct deposit
Add-on wellness plan available to cover routine care (vaccines, dental cleanings, checkups), enhancing overall value
9.4
Great Coverage: Lemonade Pet Insurance
No breed or age restrictions: Coverage available for pets as young as 8 weeks, with no upper age limits or reduced coverage as your pet ages
Comprehensive coverage: Includes accidents, illnesses, hereditary conditions, dental illnesses, behavioral issues, and more—no need for additional add-ons
Quick and easy claims process
Flexible reimbursement options: Choose between 70%, 80%, or 90% reimbursement rates, with annual coverage limits ranging from $5,000 to $100,000
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